Primarily low-cost index funds from Vanguard. It doesn’t need to be more complicated than this. The evidence shows this is an excellent strategy.
No commissions, insurance, 12(b) 1, soft money, Sub T-A, consultant, broker/dealer, or wrap fees. No revenue sharing at all! Only direct flat fees for support services.
One-on-one employee engagement and guidance. Your staff will receive the personal help they need – on their terms, at their own pace, when they are ready.