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EVER FEEL GUILTY ABOUT SPENDING MONEY?  Many people do.  I hear this frequently from clients.  For example, during a call with a client a few weeks ago she mentioned that “we probably spend [...]

IF I COULD GET MY PRE-RETIREE CLIENTS TO DO ONE THING, it would be to put together a solid, tight budget of what they will spend during retirement. I HAVE FOUND THAT FAR TOO MANY PEOPLE SPEND TOO [...]