Expectations

YOU MIGHT HAVE NOTICED THAT THE STOCK MARKETS HAVE STARTED OFF THIS YEAR WITH LOSSES.  And last August and September was another period of loss as well.  So what do you do?  While there are [...]

WE’RE ALL AGING.  Time is relentless.  It keeps coming and going – all the time!  You’re now 1 second older than you just were a moment ago.  Did you make the most of that [...]

HAVE YOU EVER HEARD SOMEONE SAY THEY MAKE MORE MONEY IN RETIREMENT THAN THEY DID WORKING?  I have – many times.  While it’s not common, it happens. How so?  Who are these lucky [...]

YOU CAN DO IT TOO!  We are now saving $100 a month, which is what we were paying for Dish, and it’s really easy.  The key step is to get rid of it! IF YOU PAY FOR SOMETHING, AND GET RID OF [...]

This is a story from John Morrow of the Twin Cities.  John and his wife Megan recently assessed how they stand financially for their future and evaluated their investments as well.  They were [...]

HOW IMPORTANT IS CANDOR, OR AN HONEST MESSAGE, WHEN YOU DETERMINE WHERE AND HOW TO INVEST?  The value of candor in the financial services industry came up in a recent interview with Jack Bogle, [...]

ARE YOU SAVING FOR RETIREMENT SO YOU CAN VISIT SOME OF THE MOST BEAUTIFUL AND BREATHTAKING PLACES IN THE WORLD?  Take a few minutes and check them out. Pretty amazing aren’t they? [...]

OVER THE LAST SEVERAL MONTHS MY WIFE AND I HAVE MADE SEVERAL CHANGES IN THE SERVICES WE USE.  One I would recommend would be the change we made to Republic Wireless for my cell phone service. WE [...]

MANY DAYS, MY WORK INVOLVES INTERACTING WITH EMPLOYEES AT THEIR WORKPLACE.  As an adviser to employer-based retirement plans, I help people enroll in their plan and then provide ongoing guidance [...]

WHEN YOU’RE READY!  While it may seem obvious that we would all benefit from having an ongoing financial plan throughout our lives, many people don’t have one. Some have never gotten [...]