Cut Your Cell Phone Bill Using Republic Wireless
OVER THE LAST SEVERAL MONTHS MY WIFE AND I HAVE MADE SEVERAL CHANGES IN THE SERVICES WE USE. One I would recommend would be the change we made to Republic Wireless for my cell phone service. WE [...]
By mark
In Expectations, Financial Planning, Future, Goals, Happiness, Inspiration, Motivation, Past, Retirees, Retirement
Posted Two People in The Same Place Going Different Directions
MANY DAYS, MY WORK INVOLVES INTERACTING WITH EMPLOYEES AT THEIR WORKPLACE. As an adviser to employer-based retirement plans, I help people enroll in their plan and then provide ongoing guidance [...]
By mark
In Advisers, Expectations, Fees, Financial Planning, Forecasts, Future, Goals, Investments, Motivation, Past, Retirees, Retirement, Risk, Sales
Posted When is the Best Time To Do a Financial Plan?
WHEN YOU’RE READY! While it may seem obvious that we would all benefit from having an ongoing financial plan throughout our lives, many people don’t have one. Some have never gotten [...]
By mark
In Expectations, Financial Planning, Forecasts, Future, Goals, Happiness, Inspiration, Interviews, Motivation, Past, Retirees, Retirement, Social Security
Posted A Successful Retirement Plan
Many of the most successful retirement plan stories are just regular people who have done the right things throughout their life. They are not celebrities and don’t lead glamorous [...]
By mark
In Advisers, Agents, Asset Allocation, Expectations, Fees, Financial Planning, Forecasts, Future, Goals, Happiness, Investments, Motivation, Retirees, Retirement, Sales
Posted Why I Recommend Vanguard
BY USING VANGUARD FUNDS, I think my clients will have a higher likelihood of having more money in their accounts in the future than if they use comparable investments from other mutual fund [...]
By mark
In Advisers, Expectations, Financial Planning, Forecasts, Future, Goals, Happiness, Inspiration, Motivation, Past, Retirees, Retirement, Social Security
Posted Can a 77 Year Old Have Dreams?
IS THIS AN INTERESTING OR PROVOCATIVE QUESTION? When do people concede their hopes for the future? How does it happen? Certainly how a retiree, or an aging person, views their future will have a [...]
By mark
In Expectations, Financial Planning, Forecasts, Future, Goals, Happiness, Inspiration, Motivation, Retirees, Retirement, Social Security
Posted Do You Have the Right Priorities for Retirement?
DO YOU HAVE A PLAN TO BE HAPPY LATER IN LIFE? (For retirement, that is). Is your idea to get enough money and then you’re out the door? HOLD ON A MOMENT. TAKE A DEEP BREATH. STOP FOR A [...]
By mark
In Advisers, Agents, Expectations, Fees, Financial Planning, Future, Goals, Happiness, Inspiration, Motivation, Past, Retirees, Retirement
Posted Why My Mother-In-Law Should Be Your Financial Adviser
BECAUSE SHE WOULD RECOMMEND THAT YOU USE THE VANGUARD TOTAL STOCK MARKET INDEX FUND! While we don’t normally talk much business, she recently sent me a link to a story referencing this [...]
How We Saved 32% on Our Homeowners and Auto Insurance!
WE SHOPPED AROUND! Nothing too complicated. A better question might be why did it take us so long to do this. Unfortunately, I was under the impression that once you were with a carrier, and [...]
By mark
In Advisers, Agents, Expectations, Fees, Financial Planning, Forecasts, Future, Goals, Happiness, Inspiration, Investments, Motivation, Past, Retirement, Sales
Posted Just 2 Hours a Year For the Rest of Your Life
IT WOULDN’T KILL YOU TO SACRIFICE TWO HOURS A YEAR, WOULD IT? What would that amount to? One movie? A couple of TV shows? Some useless time surfing the web? Watching your local sports [...]