Future

I’VE BEEN LOOKING FOR A WAY TO DESCRIBE MOST OF THE GUIDANCE PROVIDED BY THOSE IN THE FINANCIAL SERVICES INDUSTRY.  I’ve struggled with the best way to put it. HOWEVER, THE QUOTABLE [...]

NEW ANNUITIES I AM NOT MUCH OF A FAN OF VARIABLE ANNUITIES.  Primarily because I don’t believe that most people need to insure their investments.  Nor do I think the value of future [...]

DO YOU HAVE “EMERGENCY” MONEY?  Many people do.  This is money that you can get your hands on quickly.  Maybe not in an instant, but possibly a day or two; or week or two; or even in [...]

I DON’T NORMALLY JUST TAKE OTHER BLOG POSTS AND REPOST THEM.  That would be really lazy – and I like to develop my own.  But I came across an overview of retirement preparations that [...]

COMPLEXITY SELLS.  The Canadian Couch Potato does a great job of explaining it here.  The industry knows that the less you understand about what you are buying, the less likely you are to [...]

DECEMBER 26TH MARKED THE TWO YEAR ANNIVERSARY OF THE ADOPTION OF OUR DAUGHTER.  We chose to adopt our second child through foster care in Hennepin County Minnesota.  If you use the state system [...]

YOU MIGHT HAVE NOTICED THAT THE STOCK MARKETS HAVE STARTED OFF THIS YEAR WITH LOSSES.  And last August and September was another period of loss as well.  So what do you do?  While there are [...]

WE’RE ALL AGING.  Time is relentless.  It keeps coming and going – all the time!  You’re now 1 second older than you just were a moment ago.  Did you make the most of that [...]

HAVE YOU EVER HEARD SOMEONE SAY THEY MAKE MORE MONEY IN RETIREMENT THAN THEY DID WORKING?  I have – many times.  While it’s not common, it happens. How so?  Who are these lucky [...]

This is a story from John Morrow of the Twin Cities.  John and his wife Megan recently assessed how they stand financially for their future and evaluated their investments as well.  They were [...]