Retirees

NEW ANNUITIES I AM NOT MUCH OF A FAN OF VARIABLE ANNUITIES.  Primarily because I don’t believe that most people need to insure their investments.  Nor do I think the value of future [...]

RECENTLY WE PURCHASED A NEW CAR.  Actually, a new used car.  We needed to replace our 2007 Honda CRV.  So after a little shopping we ended up with a 2013 Toyota Venza. IN THE PAST, I HAVE ALWAYS [...]

I DON’T NORMALLY JUST TAKE OTHER BLOG POSTS AND REPOST THEM.  That would be really lazy – and I like to develop my own.  But I came across an overview of retirement preparations that [...]

COMPLEXITY SELLS.  The Canadian Couch Potato does a great job of explaining it here.  The industry knows that the less you understand about what you are buying, the less likely you are to [...]

YOU MIGHT HAVE NOTICED THAT THE STOCK MARKETS HAVE STARTED OFF THIS YEAR WITH LOSSES.  And last August and September was another period of loss as well.  So what do you do?  While there are [...]

WE’RE ALL AGING.  Time is relentless.  It keeps coming and going – all the time!  You’re now 1 second older than you just were a moment ago.  Did you make the most of that [...]

HAVE YOU EVER HEARD SOMEONE SAY THEY MAKE MORE MONEY IN RETIREMENT THAN THEY DID WORKING?  I have – many times.  While it’s not common, it happens. How so?  Who are these lucky [...]

How closely does this (profanity warning) classic line from Glengarry Glen Ross or scenes from The Boiler Room resemble the meetings or sales tactics of the modern financial professional?  Sorry [...]

HOW IMPORTANT IS CANDOR, OR AN HONEST MESSAGE, WHEN YOU DETERMINE WHERE AND HOW TO INVEST?  The value of candor in the financial services industry came up in a recent interview with Jack Bogle, [...]

ARE YOU SAVING FOR RETIREMENT SO YOU CAN VISIT SOME OF THE MOST BEAUTIFUL AND BREATHTAKING PLACES IN THE WORLD?  Take a few minutes and check them out. Pretty amazing aren’t they? [...]