Retirees

MANY DAYS, MY WORK INVOLVES INTERACTING WITH EMPLOYEES AT THEIR WORKPLACE.  As an adviser to employer-based retirement plans, I help people enroll in their plan and then provide ongoing guidance [...]

WHEN YOU’RE READY!  While it may seem obvious that we would all benefit from having an ongoing financial plan throughout our lives, many people don’t have one. Some have never gotten [...]

Many of the most successful retirement plan stories are just regular people who have done the right things throughout their life.  They are not celebrities and don’t lead glamorous [...]

BY USING VANGUARD FUNDS, I think my clients will have a higher likelihood of having more money in their accounts in the future than if they use comparable investments from other mutual fund [...]

IS THIS AN INTERESTING OR PROVOCATIVE QUESTION? When do people concede their hopes for the future? How does it happen?  Certainly how a retiree, or an aging person, views their future will have a [...]

DO YOU HAVE A PLAN TO BE HAPPY LATER IN LIFE?  (For retirement, that is).  Is your idea to get enough money and then you’re out the door?  HOLD ON A MOMENT.  TAKE A DEEP BREATH.  STOP FOR A [...]

BECAUSE SHE WOULD RECOMMEND THAT YOU USE THE VANGUARD TOTAL STOCK MARKET INDEX FUND!  While we don’t normally talk much business, she recently sent me a link to a story referencing this [...]

HOW WOULD YOU RESPOND IF YOUR INVESTMENTS LOST 48%?  WOULD YOU PANIC? In part 1 we discussed how you might be impacted if the markets experienced a large sell-off.  In addition to seeing the [...]

SO, YOUR INVESTMENTS ARE DOING WELL.  The “markets” have been going up for several years – they are on a roll.  We are in the midst of one of the best periods of investment [...]

I get this question all the time!  Many in the middle class or just getting starting saving for their future have difficulty in determining the right amount.  Here are some considerations which [...]