Risk

INVESTMENT RISK IS THE IDEA THAT YOUR INVESTMENTS WILL SUFFER LOSS.   Your losses could be small or big.  They could be over quickly or occur over a long time.  Losing money on your investments, [...]

I’VE BEEN LOOKING FOR A WAY TO DESCRIBE MOST OF THE GUIDANCE PROVIDED BY THOSE IN THE FINANCIAL SERVICES INDUSTRY.  I’ve struggled with the best way to put it. HOWEVER, THE QUOTABLE [...]

NEW ANNUITIES I AM NOT MUCH OF A FAN OF VARIABLE ANNUITIES.  Primarily because I don’t believe that most people need to insure their investments.  Nor do I think the value of future [...]

DO YOU HAVE “EMERGENCY” MONEY?  Many people do.  This is money that you can get your hands on quickly.  Maybe not in an instant, but possibly a day or two; or week or two; or even in [...]

YOU MIGHT HAVE NOTICED THAT THE STOCK MARKETS HAVE STARTED OFF THIS YEAR WITH LOSSES.  And last August and September was another period of loss as well.  So what do you do?  While there are [...]

WE’RE ALL AGING.  Time is relentless.  It keeps coming and going – all the time!  You’re now 1 second older than you just were a moment ago.  Did you make the most of that [...]

WHEN YOU’RE READY!  While it may seem obvious that we would all benefit from having an ongoing financial plan throughout our lives, many people don’t have one. Some have never gotten [...]

HOW WOULD YOU RESPOND IF YOUR INVESTMENTS LOST 48%?  WOULD YOU PANIC? In part 1 we discussed how you might be impacted if the markets experienced a large sell-off.  In addition to seeing the [...]

If you pay attention to any media at all, it is hard to get through the day without hearing of a new survey or statistic about our collective health, eating habits, retirement preparations, [...]

The latest trick being used by many financial advisors and firms to get you to invest with them or buy their crappy products to provide value to their clients is to imply that they can help you [...]